Why Optalitix Originate
The Optalitix Originate cloud lending platform streamlines the lending process and improves profitability.
Our clients experience seamless interactions with their customers and brokers via fully integrated portals and operational, managerial and portfolio dashboards.
Our loan origination platform automates the lending process and improves profitability with an efficient and compliant lending process. Our clients trust it to issue over £7bn of loans.
Better credit decisions
Underwriters can now access credit data in a single platform, enabling faster and better decisions. All lending decisions are tracked and reported on, with customisable authorisation levels, and is fully integrated into credit platforms to reduce double entry and eliminate errors.
Dynamic products and flexible workflow
Clients take advantage of changing markets by rapidly launching customisable products. Our workflow is self-serve and configurable adapting to client processes as they grow. Updating the workflow, products and calculations is as simple as using a spreadsheet.
Our system can be configured for any lending workflow, with pre-configured templates to increase speed to market. The Originate platform ensures lenders have the lowest cost of development and reduces the operational impact.Download the brochure
See below for more information on our products and services.
Yes, Originate supports both loan types.
Originate can be hosted on the 3 major cloud platforms (AWS, Azure and GCP). There are a number of different tiers of resilience suitable to meet specific client needs.
Yes, the Originate platform is API-enabled, with pre-built API connections and templates for existing banking platforms and databases.
Yes. All data in lending applications and underwriting decisions are accessible for regulatory reporting and audit purposes.
Yes, Indicative applications can be generated to give your customers an indication of the loan parameter.
Yes, Optalitix Originate has pre-built connections to enable any credit data to be incorporated into the credit models and processes.
Our system is built for the user, with a simplified journey and easy user experience ensuring anyone can configure rules, set data reporting periods and provide user access.