Optalitix includes model version control, audit trails, role-based permissions and validation checks, ensuring every pricing and underwriting decision is fully traceable

No. Optalitix works with the models you already trust - including Excel, Python and R - turning them into secure, scalable APIs without rebuilding them from scratch

Almost any line of business can be underwritten in Optalitix Quote. We already provide underwriting systems for most common business lines for commercial and retail insurance companies including property, marine, aviation, energy and life insurance. We also provide follow-only underwriting capabilities, and can be used to price motor, home and travel on aggregator websites.

Optalitix reduces manual re-keying, automates workflows and streamlines decisioning. Underwriters can focus on complex risks while routine tasks are handled automatically, improving speed and consistency and reducing manual work

Optalitix enables faster pricing, more consistent underwriting and better use of data. This improves quote conversion, reduces operational cost and supports profitable portfolio performance.

Optalitix connects via APIs to policy admin systems, data sources and internal platforms, enabling real-time data flow without disrupting your architecture. Full SDK and integration notes available across the platform.

Yes. Optalitix Models enables client to connect pricing and underwriting workflows to leading AI platforms via API.

Yes. Optalitix ingests existing Excel, Python, R and SQL models without requiring them to be rebuilt. The platform preserves your model logic and allows you to configure inputs and outputs, so you can deploy trusted models quickly and safely.

Optalitix provides real-time exposure visibility, geographic risk mapping and concentration alerts, helping insurers align underwriting decisions with portfolio risk appetite

Optalitix supports treaty and binder pricing with structured data capture, SOV and bordereaux handling, claims simulation and configurable pricing workflows

Optalitix automates submission intake, data capture and underwriting workflows, enabling MGAs to handle higher volumes without increasing operational overhead

No. Optalitix sits between your models and your operational systems, integrating with PAS, CRM and data sources rather than replacing them

At Optalitix we take pride in our data security focus, backed up by our ISO27001 certification. We also provide GDPR compliant data processes to enable clients to meet data security standards.

Yes. Optalitix provides configurable, low-code workflows that reflect how your team underwrites. You can define rules, approvals and processes to ensure consistency while maintaining full control.

Minimal implementation and maintenance support required. Low-code setup reduces reliance on development teams, and ongoing changes can be managed by business users without creating IT load.

Originate can be hosted on the 3 major cloud platforms (AWS, Azure and GCP). There are a number of different tiers of resilience suitable to meet specific client needs.

Absolutely. Any website can be enhanced with a Models calculator, which can be accessed via an API integration or our own hosted web form styled according to client requirements.

Optalitix converts actuarial models into scalable, cloud-hosted APIs. These can be connected to underwriting systems, portals and external data sources, allowing models to run in real time across your organisation.

Yes. Optalitix captures, validates and manages bordereaux data with built-in checks, ensuring accurate claims and premium data for pricing and analysis

Yes. Optalitix integrates with AI tools to extract and structure data from emails and documents, turning submissions into quote-ready data

Model deployment typically takes weeks (not years). Many clients move from spreadsheet model to live quoting capability in months

Yes. Optalitix captures all data from submission through to pricing and decision. This creates a complete, structured dataset for analysis, reporting and continuous improvement.

Optalitix enables rapid deployment by ingesting existing models rather than rebuilding them. Many clients see value within weeks, with faster time to market for pricing updates and new products.

Enterprise-grade security with role-based access, secure cloud infrastructure and full audit trails ensures data and models remain protected and compliant.

Yes, the Originate platform is API-enabled, with pre-built API connections and templates for existing banking platforms and databases.

Most clients learn how to use Models in 1 hour as there is no code needed. Easy to use training material with sample models is available for users.

Optalitix provides full version control, audit trails and usage tracking. Every model change is recorded, including who made it, when it was deployed and how it performs, giving actuaries complete oversight and confidence.

Yes. Optalitix ingests Excel, Python, R and SQL models and converts them into scalable, cloud-based services without rebuilding or changing the underlying logic

Optalitix provides portfolio-level visibility, geographic risk mapping and concentration alerts, helping reinsurers manage aggregation risk across contracts

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Yes. Optalitix provides a configurable, no-code workflow engine covering submission, triage, pricing, approvals and quote generation

Yes. Every model is version-controlled with full audit trails, approval workflows and role-based access, ensuring pricing decisions remain controlled and compliant

Supercharge your underwriter's performance by giving them a customised underwriting workbench that helps them focus on the risk, not the admin. Unlock data from your models using our dashboards and reporting functionality and make integrations with your other systems simple. Team leaders will have complete control over the models used in pricing, the processes followed and the oversight of portfolio risk.

Optalitix provides real-time visibility of risk exposure, including geographic mapping and portfolio-level insights. This helps underwriters to identify concentration risk, manage risk appetite and make more informed decisions.

No. Optalitix integrates with existing systems such as Policy Administration Systems, CRM platforms and data providers. It enhances and connects your current technology rather than requiring full system replacement.

Yes. Optalitix works with your existing data and systems, ensuring consistent, reliable data flows across pricing and underwriting.

Yes. All data in lending applications and underwriting decisions are accessible for regulatory reporting and audit purposes.

Every model calculation is tracked by model type and version, including the calculation inputs and outputs as well as model performance data. This enables regulated companies to meet regulatory and audit requirements from a single, easily accessible location.

Yes. The platform is designed to be self-serve, allowing actuaries to update models, test changes and deploy pricing without heavy IT involvement. This reduces dependency on development teams and accelerates time to market.

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Yes. Optalitix integrates with PAS, CRM platforms, broker portals and external data sources, fitting into your existing ecosystem rather than replacing it

Absolutely. Optalitix embeds underwriting rules, referrals and approval workflows alongside pricing logic, keeping humans in control of complex risks

We typically expect a one to two month implementation process including user and model on-boarding. We can assist with integrations to your other systems such as policy administration, broker portals and CRMs.

Yes. Optalitix integrates with your AI ingestion tool to enable quote ingestion and to structure submission data from multiple sources, including emails and documents. This reduces manual input and ensures underwriters work with clean, structured data.

Optalitix converts legacy models into cloud-based systems, digitises underwriting workflows and enables integration across all insurer systems. This creates a scalable foundation for growth and ongoing innovation, including AI.

Yes. Cloud hosting in GCP enables high-volume, parallel processing, removing all Excel constraints and supporting complex models at scale.

Yes, Indicative applications can be generated to give your customers an indication of the loan parameter.

Our clients use models for their pricing and underwriting decisions as well as claims assessments, sales propensity, credit models, and fraud checks. They connect them to existing systems via API integrations, enabling easy updates to their models without changing other systems.

Yes. Optalitix captures all data across the pricing and underwriting journey, from submission through to decision. This provides a complete dataset for analysis, validation and ongoing model improvement.

Yes. Full version control, audit trails, usage tracking and validation ensure every model run and pricing decision is transparent and compliant

Yes. Existing Excel and other model types can be ingested and deployed as scalable, production-ready services without redevelopment

No. Optalitix replaces fragile spreadsheet processes with governed APIs, reducing shadow IT and simplifying integration across systems

We have a dedicated support team for each of our products and provide support in business hours, 8am – 6pm in the UK, 5 days a week. We also provide support outside of these hours on request.

Yes. By embedding pricing models directly into underwriting workflows, Optalitix reduces quote turnaround times, helping underwriters respond more quickly to brokers and customers.

Optalitix provides full audit trails, version control and role-based permissions. This ensures pricing and underwriting decisions are transparent, controlled and aligned with regulatory requirements.

Version control, audit history and controlled deployment ensure every model change is tracked, tested and approved.

Yes, Optalitix Originate has pre-built connections to enable any credit data to be incorporated into the credit models and processes.

The system is built on a Google Cloud platform with a fully scalable infrastructure. There is no limit to the calculations you can run, and how much the system can scale to meet your requirements.

By automating data ingestion, validation and workflow steps, Optalitix significantly reduces turnaround times and improves consistency across quotes

Optalitix Quote and Optalitix Models are SaaS products that are simple to set up, use and update. You can be truly self-service after a short training session or we can help with more complicated pricing processes. Our new business team will work with you to find the best option for you.

Yes. Optalitix includes built-in capabilities for renewals, mid-term adjustments and quote cloning. This allows underwriters to manage policy lifecycles efficiently and explore multiple scenarios quickly.

Yes. Optalitix connects to Policy Administration Systems, CRMs, broker portals and external data providers. It enables seamless data flow across your organisation without disrupting existing processes.

No. It reduces technical debt by replacing fragmented tools with a structured, maintainable platform for model deployment and decisioning.

It takes 1 to 10 minutes to convert most models.

Yes.  Optalitix integrates with Policy Administration Systems, CRMs, broker portals  and external data providers. Models can be accessed via APIs, enabling  seamless data flow across your technology stack.

Yes. The beauty of Optalitix's products is that they reuse your pricing models by making them API enabled rather than needing a complete recode. Excel pricing models are converted to code but always available - you can update it whenever you want using Excel with full audit control.

Optalitix provides role-based permissions and structured workflows to ensure the right level of control. Underwriters can apply rules consistently while maintaining oversight and governance.

Optalitix captures all data across pricing and underwriting, providing real-time dashboards and structured reporting. This gives executives clear insight into performance, risk and decision outcomes.

Yes, Optalitix is designed to adapt to any changes in technology, with best-in-breed cloud hosting on GCP ensuring the latest security and hosting tools are accessible to clients. Our API-enabled workflows enable AI insights at all points in the pricing and underwriting process and our API first technology enables Optalitix to integrate with any external system.

No, Models is a no-code platform, so models can be created and updated with no code.

Yes. You can even continue to use the model in its Excel form within the underwriting workbench. This means that your underwriters do not have to learn a completely new computing language or process, reducing the training and change requirements.

Yes. Optalitix can generate quotation documents and other outputs directly from underwriting data. This reduces manual work and ensures consistency across all documentation.

Yes. Optalitix is built on secure cloud infrastructure with enterprise-grade security, governance and compliance features. It is designed to support large-scale, complex insurance operations.

Models hosts their Excel, Python, R, GLM and SQL models natively, and it can easily connect to any hosted model with an API.

Yes. All quote and pricing data is available and hosted by Optalitix Quote. The data can be pulled in pre-configured tables to client databases for real time access to data.

Optalitix Models hosts any type of model in a central location where it can be easily connected to existing systems, updated and monitored in a controlled way.

We typically expect a one to two month implementation process including user and model onboarding. We can assist with integrations to your other systems such as policy administration, broker portals and CRMs.

Quote allows Excel, Python, R, SQL and GLM models to be used natively, and can easily connect to any other pricing model with an API.

Yes, we already cover >60 lines of business, including property, life insurance and healthcare.