Built to
improve profitability

Optalitix Originate transforms how lenders assess, approve and manage loans - streamlining the entire journey from data capture to decisioning and integration

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Trusted by banks, lenders and specialist finance providers

The modern lending platform

Legacy origination slows lending down.
Move beyond manual processes and inflexible systems with a configurable cloud platform built for speed, control and efficiency.

End-to-end
digital lending

Digitise the entire journey - from application intake to decision, integration and reporting

Smarter
credit assessment

Bring data, rules and decisioning together to improve speed, consistency and control across every lending decision

Flexible
by design

Configure products, policies and journeys around your process, without rigid legacy constraints

Seamless
integration

Connect to core banking systems and external data providers through secure, API-driven architecture

Enterprise-grade
governance

Structured data supports auditability, regulatory oversight and full traceability of every lending decision

Rapid model
hosting and updates

Host or update credit models in minutes, reducing development time and speeding product rollout

GROWTH WITHOUT COMPLEXITY

Increase profitability and
competitive advantage.

Better broker and borrower journeys. Lower cost. Faster change

A cloud platform built around you

Rapid implementation

Scale as volumes grow

Built for regulated environments

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What our customers say

Delivering Lending Innovation

"Optalitix's software products and analytics experts enabled UTB to build market-leading credit portals. Their professionalism, dedication and drive for innovation make them a joy to work with and give UTB a distinct advantage in our market."

Harley Kagan

Managing Director at United Trust Bank

Increasing Operational Reliability

"Implementing Optalitix has helped us to be much more efficient and reliable, it enables us to dedicate time to the core of our business and not to the system build. Optalitix is easy, reliable, traceable, Optalitix just works!"

Gonzalo Sagnier

Director at Almagro Capital

Supporting Business Growth

"Optalitix has enabled us to scale our data processing capabilities in line with the growth of the business, allowing us to manage significantly higher volumes and increasing complexity. Through close collaboration, we have developed a system that is now a key part of how we operate."

Claire Susskind

Chief Operating Officer at Bellerive

Streamlining Mortgage Origination

"We partnered with Optalitix to launch our mortgage origination platform. This has allowed us to significantly improve how cases are managed, supports our automated decisioning model and improves our reporting capabilities. We have worked closely with the team to build a solution that meets the end customer’s needs, utilising their previous experience in this space."

Shelley Stern

Director of Mortgages at Masthaven

Built for every lending role

One platform.
Shared visibility.

Underwriters

Make confident credit decisions, faster

Operations teams

Increase throughput without increasing risk

Technology teams

Modernise without adding technical debt

Compliance/risk teams

Strengthen oversight without slowing the business down

FAQs

How resilient is the Originate platform?

Originate can be hosted on the 3 major cloud platforms (AWS, Azure and GCP). There are a number of different tiers of resilience suitable to meet specific client needs.

Can it connect to our banking platform and data warehouse?

Yes, the Originate platform is API-enabled, with pre-built API connections and templates for existing banking platforms and databases.

Does Originate support regulatory reporting?

Yes. All data in lending applications and underwriting decisions are accessible for regulatory reporting and audit purposes.

Can you handle rapid loan assessments without completing full application journey?

Yes, Indicative applications can be generated to give your customers an indication of the loan parameter.

Can I connect to external credit providers?

Yes, Optalitix Originate has pre-built connections to enable any credit data to be incorporated into the credit models and processes.

Enterprise-Ready Platform.
Secure, scalable infrastructure built to automate
the lending process and improve profitability

Secure

We are ISO27001 certified with high levels of system and data security

IP protection

Protect the intellectual property in your models

Future proof

Faster implementation with flexible, future-ready architecture

Modern lending. Delivered fast

Digitise lending in one platform - faster, simpler and fully governed

Ready to revolutionise your lending? Get in touch

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